Better Credit
Starts Now
No minimum credit score required. No hard credit check. No worries.
Average credit score increase of
+45 points!1
As seen in
Instal targets the pain points of your credit profile so you see results ASAP
Engineered for bigger and better credit on your terms
Payment history contributes 35% of your FICO® score. CreditStrong impacts 90% of your FICO® Score. Get better credit with the best plan for you
Credit building and security
only a real bank can provide.
CreditStrong is part of a FDIC-insured bank, ensuring your money and personal information are safe and secured up to $250,000.
Real People.
Real Results.
“CreditStrong significantly increased my score.”
Denise
“CreditStrong has helped my credit score go up and stay consistent – I would highly recommend the same thing for anyone who needs help with their credit. ”
Zachary
Start building credit today for as low as
$28 a month
Complete the CreditStrong account application in under 5 minutes
Choose a plan that fits your budget and pay the (small) admin fee
Make on-time monthly payments and track your FICO score from your CreditStrong dashboard
We report to all 3 credit bureaus — FICO® Scores are used by 90% of top lenders.
Build savings as you build credit – close your account at any time
GET STARTED
Plan Options
Instal.
$28 – $48
Monthly Payment
$15 Due today
- $1,000 to $1,100 installment loan added to your credit profile
- Build payment history for up to 48 months
- Great if you want to start building credit for the lowest monthly payment available
CS Max
$49 +
Monthly Payment
$25 Due today
- $2,500 to $25,000 installment loan added to your credit profile
- Build payment history for up to 60 months
- Great if you can make larger monthly payments to build larger credit
MAGNUM
$30 +
Monthly Payment
$25 Due today
Our largest credit builder loans of $2,000-$30,000 is designed to supercharge your credit. Longer loan terms of 10 years (with no pre-payment or early cancellation fees) means lower monthly payments. Perfect if you have the cash and want to establish larger, long-term credit.
No Credit?
Bad Credit?
No Problem
Whether you’re just starting your credit journey or in the process of rebuilding your credit, we are here for you.
Report to
all 3 bureaus
CreditStrong reports to Experian, Equifax, and TransUnion
Free FICO®
Score monthly
FICO® Scores are used by 90% of top lenders.
No hard
credit pull
There is no hard credit pull when you open a CreditStrong credit builder account
You can
cancel anytime
You can cancel anytime with no penalty
Want to know more?
Chat with a real live person based in
Austin, Texas.
Chat Monday – Friday 8am to 5pm CT. After hours please leave a message and we’ll follow up with you the next business day.
Prefer to talk?
Call us at 833-850-0850 Monday – Friday 8am to 5pm CT
We don’t hide
the small print.
We’re
proud of it.
1 Average FICO® Score 8 increase for Instal/CS Max account holders with a starting credit score under 550 who opened account in Q1 2023 and made at least 3 on-time payments. No credit score increase is guaranteed. Individual results will vary. Every individual’s credit profile is unique, and your personal credit score may be impacted by all accounts and activity reported on your credit report.