Here’s how the HEI compares to a traditional HELOC
At Point, we’ve offered both solutions – so we know what sets our HEI apart. Both the HELOC and the HEI offer up to $500k, a 30-year term with no prepayment penalty, and an easy online application, but there are some key differences.
Point's HEI
HELOC
500+ credit score
No income requirements
No monthly payments
30-year term
Get up to $500k